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Your home is your biggest investment. We make sure it's protected the right way.
From Hampton Roads' coastal weather risks to everyday hazards, your home faces a lot. Legacy Builders Insurance works with top-rated carriers to build a homeowners policy that covers your structure, belongings, and liability — at a price that makes sense for your budget.
Coverage Options
Dwelling Coverage
Covers the cost to repair or rebuild your home's structure if damaged by a covered peril like fire, wind, or hail.
Fire & Smoke
Protects your home and belongings from fire and smoke damage — one of the most common and costly claims.
Water Damage
Covers sudden and accidental water damage from burst pipes, appliance leaks, and similar events.
Personal Property
Replaces your furniture, electronics, clothing, and other belongings if stolen or damaged by a covered event.
Liability Protection
Covers legal and medical costs if someone is injured on your property or you accidentally damage someone else's property.
Loss of Use
Pays for temporary housing and living expenses if your home becomes uninhabitable due to a covered loss.
Why Legacy Builders?
- We shop multiple top-rated carriers
- Coastal and flood coverage guidance
- Bundling discounts with auto
- Local Hampton Roads expertise
- Same-day quotes available
- Condo and landlord policies too
Other Coverage
FAQ
Protect your home today.
Get a free homeowners insurance quote — we respond within one business day.