Terms of Service
Last updated: June 2025
1. Acceptance of Terms
By accessing or using the Legacy Builders Insurance & Financial Services website, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.
2. Use of Website
This website is provided for informational purposes and to facilitate insurance quote requests. You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. You may not use this site to transmit any harmful, offensive, or unlawful content.
3. No Insurance Contract
Submitting a quote request through this website does not constitute an insurance application, bind coverage, or create an insurance contract. Coverage is not effective until a policy is issued by a licensed insurance carrier and all applicable premiums are paid. All quotes are estimates only and are subject to underwriting approval.
4. Accuracy of Information
We strive to provide accurate and up-to-date information on this website. However, we make no warranties or representations regarding the completeness, accuracy, or reliability of any content. Insurance products, coverages, and availability vary by state and are subject to change without notice.
5. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of Legacy Builders Insurance & Financial Services or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
6. Limitation of Liability
To the fullest extent permitted by law, Legacy Builders Insurance & Financial Services shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or reliance on any information provided herein. Our total liability for any claim shall not exceed the amount paid by you, if any, for accessing this website.
7. Third-Party Links
Our website may contain links to third-party websites for your convenience. We do not endorse or control those sites and are not responsible for their content, privacy practices, or availability.
8. Privacy
Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference.
9. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Virginia.
10. Changes to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated effective date. Your continued use of the website after any changes constitutes your acceptance of the revised terms.
11. Contact Us
If you have questions about these Terms of Service, please contact us:
Phone: (757) 886-0829
Email: [email protected]