Renters
Insurance
Your landlord's policy covers the building — not your stuff. We've got you covered for less than you think.
Renters insurance is one of the most affordable and overlooked types of coverage. For just a few dollars a month, you can protect everything you own — your furniture, electronics, clothes, and more — plus get liability protection if someone is injured in your home. We provide same-day proof of insurance, which many landlords and apartment communities require at move-in.
Coverage Options
Personal Property
Covers your belongings — furniture, electronics, clothing, and more — if stolen or damaged by fire, smoke, water, and other covered events.
Liability Protection
Covers legal and medical costs if someone is injured in your apartment or you accidentally damage someone else's property.
Loss of Use
Pays for temporary housing and living expenses if your apartment becomes uninhabitable due to a covered loss.
Medical Payments
Covers minor medical bills for guests injured in your home, regardless of fault — helps avoid disputes.
Electronics & Valuables
Add scheduled coverage for high-value items like jewelry, cameras, or musical instruments beyond standard limits.
Bundle & Save
Combine renters with auto insurance for a multi-policy discount — often saving you more than the renters policy costs.
Why Legacy Builders?
- Same-day proof of insurance
- Policies starting at low monthly rates
- Accepted by most Hampton Roads apartments
- Bundle with auto for extra savings
- Local agents who respond fast
- Bilingual support available
FAQ
Protect your apartment for less than you think.
Same-day proof of insurance available. Free quote — no obligation.